Deposit & Savings Comparison
Compare real yields of lump-sum deposits vs regular monthly savings under simple/compound interest and tax classes
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Compare financial savings products. Analyze the exact net yield differences between lump-sum fixed deposits and monthly savings plans.
How to use
- Enter lump-sum principal and monthly savings installments.
- Set interest rates, period length, and select taxation options.
- Compare net returns for simple vs compound interest configurations.
FAQ
- Why do savings yield less than deposits?
- Deposits earn interest on the whole sum from day one, while savings deposits are made monthly, meaning later installments accrue less interest.
