Korea ISA Tax-Benefit & Pension Rollover Calculator
Work out your ISA account's tax-free allowance plus the extra 10% (up to ₩3M) tax credit for rolling maturity funds into a pension
Calculates the tax savings from Korea's ISA account — the ₩2M tax-free allowance for the general type or ₩4M for the low-income type — plus the extra 10% tax credit (up to ₩3M) you get for moving maturity proceeds into a pension savings account or IRP.
도구를 불러오는 중…
🔒 Everything runs 100% in your browser. Your files and input are never uploaded to any server.
How to use
- Choose your ISA account type (general or low-income).
- Enter your net investment profit and the amount you plan to roll into a pension.
- See your tax-credit refund by income bracket and your total tax savings.
FAQ
- How much do I save by rolling ISA maturity funds into a pension?
- You get a 13.2% or 16.5% tax credit (depending on your income bracket) on 10% of the rolled amount, up to a cap of ₩3 million.
- What's the difference between the general and low-income ISA types?
- The low-income type applies if your gross salary is under ₩50 million (or comprehensive income under ₩38 million), and it doubles the tax-free allowance to ₩4 million versus ₩2 million for the general type.
- Is there a minimum holding period for an ISA account?
- You generally need to keep the account open for at least 3 years to claim the tax-free benefit; closing it early can trigger a clawback of the tax you already saved.