Personal Rehabilitation Repayment Calculator (Korea)
Estimate monthly repayment, ratio and forgiven debt under Korea's law
도구를 불러오는 중…
🔒 Everything runs 100% in your browser. Your files and input are never uploaded to any server.
This calculator estimates the monthly and total repayment amount, repayment ratio, and forgiven debt under South Korea's personal rehabilitation (individual debt restructuring) system, based on your monthly income, household size, total debt, and repayment term. It's useful for anyone in Korea considering filing for personal rehabilitation who wants a rough sense of their likely monthly burden — all calculations run locally in your browser, so your income and debt figures are never sent anywhere.
How to use
- Enter your average monthly net income (after tax, in KRW).
- Enter your total debt principal.
- Select your household size, including yourself.
- Choose a repayment term (36, 48, or 60 months) to see the estimate update instantly.
FAQ
- Does the estimated repayment ratio match what the court will actually approve?
- No — this is a simplified estimate based on the minimum living expense standard. Actual court-approved plans also weigh liquidation value, creditor review, and other factors.
- How is the minimum living expense determined?
- It's set at 60% of Korea's officially published standard median income, scaled by household size.
- Is my financial data stored anywhere?
- No. Every calculation happens in your browser and nothing is sent to a server.