Korean Youth Leap Account (Cheongnyeon Doyak) Calculator
Estimate your 5-year maturity payout from your monthly deposit and income bracket
The Youth Leap Account is a 5-year Korean savings product designed to help people aged 19 to 34 build assets, with government matching contributions that scale to your monthly deposit and income bracket. Enter your deposit, interest rate, and income bracket, and this calculator instantly shows your projected maturity payout — principal, interest, and government contribution combined. Everything is calculated in your browser and nothing is sent to a server.
도구를 불러오는 중…
🔒 Everything runs 100% in your browser. Your files and input are never uploaded to any server.
How to use
- Enter how much you'll deposit each month (up to 700,000 won).
- Enter the savings interest rate (%) that applies to you.
- Select your annual income bracket.
- Your projected 5-year maturity payout and your net interest and contribution benefit appear automatically at the top.
FAQ
- Does every income bracket receive the government contribution?
- No. Matching contributions are only paid up to the 60 million won annual income bracket. Above that, you get the tax exemption benefit but no government contribution.
- Will this match what my bank actually pays out?
- No — it's a reference estimate. Actual rates, preferential conditions, and how the contribution is calculated can vary by bank and by when you enroll, so confirm the exact figure with your bank.
- Is my income or deposit information saved?
- No. Every calculation runs entirely in your own browser and nothing is transmitted to or stored on any server.