US Paycheck Tax Calculator
Calculate your net take-home salary after federal income tax, FICA, and state tax deductions by state
Estimate your net take-home pay based on annual salary or hourly rate. This tool calculates federal income tax, state tax (California, New York, Texas, etc.), and FICA contributions in real time for various pay frequencies.
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🔒 Everything runs 100% in your browser. Your files and input are never uploaded to any server.
How to use
- Select your input method: Annual Salary or Hourly Rate.
- Enter your base earnings and choose the state where you work.
- Choose your pay frequency (Monthly, Bi-weekly, or Weekly).
- Instantly view your net pay breakdown, federal tax, state tax, and FICA deductions with visual charts.
FAQ
- What deductions are included in FICA?
- FICA (Federal Insurance Contributions Act) includes Social Security (6.2% up to the wage limit of $168,600) and Medicare (1.45%) taxes. Both are automatically calculated by this tool.
- Which states have no state income tax?
- Texas, Florida, Alaska, Nevada, South Dakota, Tennessee, Washington, Wyoming, and New Hampshire do not levy a personal state income tax. Selecting these states yields 0% state tax deductions.
- Does this calculator account for things like 401(k) contributions or employer health insurance premiums?
- No — this calculator only covers mandatory, legally required deductions: federal income tax, FICA (Social Security + Medicare), and state tax. Voluntary pre-tax deductions like 401(k) retirement contributions, employer health insurance premiums, or HSA contributions vary enormously by employer and individual choice, so they aren't factored in here. Your actual take-home pay on your real paystub will likely be lower than this result by whatever amount you contribute to those items.