What does a 90% exchange rate discount actually mean?

It means the bank knocks 90% off the spread — the markup fee it normally charges — on your exchange.

Where do I find the base exchange rate?

Check the live rate posted on your bank's website or app, usually under the currency or exchange rate menu.

Yes — just swap in the base rate for whichever currency you're exchanging and the calculator works the same way.

See exactly how much a bank's exchange rate discount (80–90%) saves you on foreign currency

Calculates how much you actually save on fees when a bank applies an exchange rate discount (like 80% or 90%) to your currency exchange.

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Enter the amount you're exchanging, the base exchange rate, and the discount rate (%).
Check how much you're saving in fees.

What does a 90% exchange rate discount actually mean?: It means the bank knocks 90% off the spread — the markup fee it normally charges — on your exchange.
Where do I find the base exchange rate?: Check the live rate posted on your bank's website or app, usually under the currency or exchange rate menu.
Can I calculate this for currencies other than USD?: Yes — just swap in the base rate for whichever currency you're exchanging and the calculator works the same way.