LTV, DTI & DSR Loan Limit Calculator
Evaluate borrowing limits by computing regulatory LTV, DTI, and DSR ratios from income and debt parameters
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Calculate home mortgage capacities. Map income, property value, and existing debts to calculate maximum borrowable limits under regulatory LTV, DTI, and DSR ceilings.
How to use
- Fill in your annual income and property appraised value.
- Set desired interest rates, term duration, and input other annual debt payments.
- Configure custom regulatory thresholds to compute the ultimate approved loan ceiling.
FAQ
- What is DSR?
- Debt Service Ratio is the percentage of your annual income that goes toward paying all loan principals and interest combined.